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Money Mindset Books: 5 of My Top Picks

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I have to admit that money is often on my mind, and not always in a good way! Every day we are surrounded by doom and gloom in the media – we hear about the rise in prices, the cost of living crisis, and how AI is coming to take all our jobs – ahhhhhhhhh, is it any wonder we have a scarcity mindset? It’s important then I feel to focus on what we can control, namely what goes on in our heads, and these five money mindset books have helped me to do that.

Reading money mindset books can be a great way to gain new insights and perspectives on our own approach to money and what it meant to us growing up, and to this day. These books are not about personal finance, investing or budgeting, they are about what money represents in our life and how we can open the doors to abundance.

I will give you fair warning that some of these books are less practical and more spiritual, so if that does not appeal to you, they are probably not for you.

Still here? You are my kind of person ☺ Let’s dive in!

Understanding the Concept of Money Mindset

As I stepped away from a corporate role 10 years ago, I quickly realized that my mindset towards money was going to play a significant role in how I ran my business. This realization led me to explore the concept of money mindset and how it impacts our financial lives.

The Power of Positive Thinking

I learned that having a positive mindset towards money can have a significant impact on our financial success. When we have a positive outlook, we are more likely to take risks, make investments, and pursue opportunities that can lead to financial growth.

On the other hand, a negative mindset can hold us back from achieving financial success. Negative thoughts can cause us to doubt ourselves, avoid risks, and miss out on opportunities. By shifting our mindset to a positive one, we can improve our financial situation and achieve our goals.

However, as you will find in the books I outline below, a positive mindset is only part of the equation. You can be as positive as you like, but if you are already buried under the weight of numerous money blocks, that positivity is not going to have the impact you expect.

Role of Money in Our Lives

Money plays a significant role in our lives, and our mindset towards it can impact our overall well-being. Many of us have been taught negative beliefs about money, such as “money is the root of all evil” or “rich people are greedy.” These beliefs can hold us back from achieving financial success and cause us to have negative feelings towards money.

By changing our mindset towards money, we can improve our relationship with it and achieve financial freedom. We can learn to see money as a tool that can help us achieve our goals and live the life we want. The best change in my mindset came about when I started seeing money as energy. An exchange between people that benefits both sides.

Money Blocks

When it comes to money, our mindset is often the biggest obstacle to overcome. We may have limiting beliefs about money that we’ve inherited from our upbringing or society, or we may have developed them ourselves through negative experiences with money. But it’s important to recognise these money blocks and work to overcome them.

In my experience, the best way to overcome money blocks is to start by identifying them. Write down any negative thoughts or beliefs you have about money, and then challenge them. Ask yourself if they’re really true, and if they’re not, find evidence to the contrary. Denise Duffield-Thomas is the expert in money blocks, and her book below dives much deeper into money blocks and how to overcome them.

Another effective way to overcome money blocks is to reframe your thinking. Instead of focusing on what you don’t have or can’t afford, focus on what you do have and what you can afford. Gratitude is a powerful tool for shifting your mindset and attracting more abundance into your life.

Money Goals

Once you’ve worked on your money mindset, it’s time to start setting some practical money goals.

Start by identifying your short-term and long-term financial goals. Short-term goals might include paying off credit card debt or saving for a holiday, while long-term goals might include buying a house or saving for retirement.

Once you’ve identified your goals, break them down into smaller, more manageable steps. For example, if your goal is to save x amount of money for a down payment on a house, break it down into monthly or weekly savings targets.

It’s also important to track your progress towards your goals. This will help you stay motivated and make adjustments as necessary. Use a spreadsheet or budgeting app to track your income, expenses, and savings, and regularly review your progress towards your goals.

By working on both your mindset and practicalities, you can create a solid foundation for financial success.

Money in Business

If you have a business or are growing one or more side hustles, your approach to money – and how you really feel about it on the inside – can have a huge impact on your success.

When you earn money from a job, it’s easier to see that as an exchange. You are exchanging your time, for x number of pounds, dollars or euros. However, when you earn money online all sorts of fears can raise their heads. These are some of the most common I have come across:

People aren’t going to like what I have created.”

“I’m going to work on it until it’s perfect.”

“Everyone has already said or done what I want to say or do.”

“Someone might say something negative about me.”

“What happens if I succeed – what would that mean for my life!”

“Am I worthy of making passive income?”

Yes, our minds are strange beasts. And half the battle of building a successful business, is to tame that beast.

With that in mind, let’s look at some of my favourite money mindset books.

My Top 5 Money Mindset Books

OK, so let’s dive into the 5 money mindset books that I would recommend you read first. There are lots of others out there, but I have found a lot of value in each of these.

Get Rich, Lucky Bitch – Denise Duffield Thomas

Get Rich, Lucky Bitch is a must-read for anyone looking to improve their money mindset. Denise Duffield Thomas shares her personal journey from struggling financially to becoming a successful entrepreneur. She combines practical tips with mindset exercises to help readers overcome their limiting beliefs and attract abundance into their lives.

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In addition, Denise’s later book Chill and Prosper, is another excellent resource. Particularly for those building a business online.

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You Are A Badass at Making Money – Jen Sincero

Jen Sincero’s book, You Are a Badass at Making Money, is a fun and engaging read that will inspire you to take action towards your financial goals. She shares her own experiences of going from broke to wealthy and provides practical advice on how to change your mindset and attract more money into your life.

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I absolutely loved this book and the one that came before, You Are a Badass. They really got me fired up, so if it’s motivation you need, these two might fit the bill perfectly.

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Dollars Flow to Me Easily – Richard Dotts

Richard Dotts’ book, Dollars Flow to Me Easily, is a quick and easy read that provides simple yet powerful techniques for changing your money mindset.

Don’t be put off by the cover image – what’s inside is actually a very different vibe than the front of the book might lead you to believe. Dotts emphasizes the importance of focusing on positive thoughts and beliefs, and provides practical exercises to help readers attract more abundance into their lives.

This book really made me question how I think about things and if you are a big worrier, as I am, it might just be the right book for you.

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Money and the Law of Attraction – Esther Hicks

Esther Hicks’ book, Money and the Law of Attraction, provides a unique perspective on the relationship between money and the law of attraction. She explains how our thoughts and beliefs about money can impact our ability to attract wealth, and provides practical exercises to help readers shift their mindset and attract more abundance into their lives.

If you aren’t familiar with the work of Abraham-Hicks then check out some of their videos on YouTube before you decide if this is the right read for you.

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It’s Not Your Money – Tosha Silver

Tosha Silver’s book, It’s Not Your Money, offers a spiritual approach to money mindset. She encourages readers to let go of their attachment to money and trust in the universe to provide for their needs. Her practical exercises and affirmations help readers develop a more positive and abundant mindset towards money.

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Practical Exercises to Improve Money Mindset

We can read, but we also need to take action. Here are three practical things I do daily to help keep me on track.

bowl on a table with positive affirmation written on notes

Visualisation Techniques

Visualisation is a powerful tool to help improve your money mindset. By imagining yourself in a positive financial situation, you can start to reprogram your mind to believe that abundance is possible. Here are some practical exercises you can try:

  • Create a vision board: Collect images that represent your financial goals and create a collage. Place it somewhere you will see it often, like your bedroom or office.
  • Meditate: Spend 10-15 minutes each day visualising yourself in a positive financial situation. Imagine yourself debt-free, with a healthy savings account, and the ability to afford the things you want.
  • Write it down: Journaling can be a powerful way to clarify your financial goals and visualise them. Write down what your ideal financial situation looks like, and how it feels to be there.


Affirmations are positive statements that you repeat to yourself to help shift your mindset. By repeating affirmations regularly, you can start to believe them on a subconscious level. Here are some examples of money affirmations:

  • I am worthy of abundance.
  • Money flows easily and effortlessly to me.
  • I am grateful for the money I have and the money that is coming to me.
  • I am capable of managing my finances effectively.

Repeat these affirmations to yourself daily, either out loud or in your head. You can also write them down and place them somewhere you will see them often, like your bathroom mirror or fridge.

Money Anchors

Money anchors are physical objects that you associate with positive financial experiences. By using these objects regularly, you can start to reprogram your mind to associate money with positivity. Here are some examples of money anchors:

  • A lucky coin: Keep a coin in your wallet or purse that you associate with financial luck.
  • A vision board: As mentioned above, a vision board can be a powerful money anchor.
  • A gratitude rock: Keep a small rock in your pocket and touch it each time you feel grateful for your financial situation.
  • Your income goal: Keep your income goal front and centre. Write it down daily, change your password to it, or have it in plain site such as on these income goal mugs.

Choose a money anchor that resonates with you and use it regularly. The more you associate it with positive financial experiences, the more powerful it will become.

Transforming Money Mindset for Financial Freedom

Overcoming Financial Fears

I have found that one of the biggest obstacles to achieving financial freedom is fear. Fear of not having enough, fear of losing what we have, fear of making the wrong decisions, and even fear of success. These fears can hold us back from taking the necessary steps to improve our financial situation.

To overcome financial fears, I recommend reading books that address these issues head-on, such as the ones above. They can help us understand our fears and provide practical strategies for overcoming them.

Creating Wealth Consciousness

Another key aspect of transforming our money mindset is developing a wealth consciousness. This means shifting our focus from scarcity and lack to abundance and prosperity. It’s about adopting a mindset of abundance and believing that there is always enough to go around.

To create a wealth consciousness, I also suggest reading old-school books like Think and Grow Rich by Napoleon Hill and The Science of Getting Rich by Wallace Wattles. These books teach us to focus on our desires and to believe that we can achieve them. They also provide practical strategies for attracting wealth and abundance into our lives.

Am I where I want to be in my financial life yet? No, but I believe these books have moved me forward, especially as someone who is running their own business. Money blocks, challenges and fears will continue to come up at every stage of our growth, it’s how we deal with them that I believe is going to make the difference in whether we ultimately succeed.

It’s important to note that reading these, or any, money mindset books won’t magically transform your financial situation. It takes consistent effort and action to implement the lessons and principles outlined in their pages.

Ultimately, the key to success in any area of life, including finances, is a growth mindset. By adopting a growth mindset, you can embrace challenges, learn from your mistakes, and continuously improve your financial situation.

Do you have any money mindset books you love? Leave a comment below, so that we can all check them out.


  1. Thanks for sharing these books Alison, I’d only heard of the ones by DDT, so I’ll be checking the others out. I introduced my hubby to The Secret a few years ago and he practices it every day. He spends 15 minutes every day visualising and being grateful…and it is definitely working for him. I need to follow my own advice and actually do the work too!

    1. Thanks for your comment, Gaynor. I love hearing about people who are actually taking the theory and putting it into practice – very inspiring!

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